Best Pet Insurance for Dogs: 2026 Comparison
Pet insurance can save you thousands in emergency vet bills, but choosing the right provider is overwhelming. After comparing 12 pet insurance companies, here are our top 5 picks for 2026.
1. Fuzzy Pet Health
Fuzzy offers a unique combination of insurance and 24/7 vet telehealth. Their plans start at just 5/month and include unlimited video vet visits — something no other provider offers at this price point.
Pros
- 24/7 vet access included
- Affordable premiums
- Wellness plan available
Cons
- Not available in all states
- Annual deductible applies per condition
2. Pet Assure
Pet Assure is not insurance — it is a discount plan that saves you 25% on all vet services, including pre-existing conditions. If your dog has a chronic condition, this is the best option.
3-5. Other Top Contenders
Compare more options and read our full detailed breakdown of each provider with sample premium calculations for small, medium, and large breed dogs.
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Our Verdict
For most dog owners, we recommend Fuzzy for its unbeatable combination of telehealth access and traditional insurance coverage. For dogs with pre-existing conditions, go with Pet Assure.
